Australia's Easiest Short Term Business Loans
Advantages Of Private Finance
Borrowers often turn to private mortgages lending for numerous reasons where conventional banking & finance is unavailable or has been declined by conventional banking methods. Private non-bank finance is available in many different forms such as mortgages, business loans, equity access facilities, overdrafts, construction loans just to name a few. There are many viable fiscal reasons where private lending is a sensible finance alternative.
Without doubt due to increased public and political scrutiny of the past, and in the most recent banking inquest has pressed the banks to tighten up their act, as a result banks have reduced their fiscal appetite and desire to provide flexible capital and finance.
As such private lending has become a viable finance option when banks are being impacted by internal affairs and going through periods of economic & change management issues.
Industry changes was a forced consequence for the banks, leading to the tightening of up their credit policies, changes of which have impacted funding liquidity and availability making it a cumbersome process when seeking secured commercial business and property finance.
This information provides a basic insight on how private funding has played a critical role in keeping private finance lending a popular and viable alternative where borrowers seek liquidity by way of flexible commercial lending, especially in times of bank instability.
To this day private lending remains the sophisticated choice for easy business capital, not only limited in Australia, but worldwide.
The term Private Mortgage Lender is often referred to as the Private Mortgage Investor, or a sophisticated consortium of private individuals that lend their own money to a borrower on fair and reasonable terms.
We believe we are Australia's easiest non-bank private finance and business lending service. Our products have been designed with flexibility in mind in various instances where capital is required such as business capital, equity access, and/or as a property funding and mortgage alternative.
With private finance, you won't be asked a thousand questions as to why you need the finance. Because peer to peer private finance is assessed differently with the main focus being placed on what the real-estate value is worth, and if it fits within our LVR guidelines.
Private non-bank capital offers business consumers the ability to leverage real-estate equity within acceptable Australian property, subsequently allowing the release of small, medium, or large amounts of cash being released for business and commercial objectives.
1300LoanHelp.com.au has a consortium of over 900 independent peer to peer high net worth investors who are on a daily basis actively seeking to assist business consumers with easy capital & equity solutions for almost any worthwhile purpose.
Without doubt due to increased public and political scrutiny of the past, and in the most recent banking inquest has pressed the banks to tighten up their act, as a result banks have reduced their fiscal appetite and desire to provide flexible capital and finance.
As such private lending has become a viable finance option when banks are being impacted by internal affairs and going through periods of economic & change management issues.
Industry changes was a forced consequence for the banks, leading to the tightening of up their credit policies, changes of which have impacted funding liquidity and availability making it a cumbersome process when seeking secured commercial business and property finance.
This information provides a basic insight on how private funding has played a critical role in keeping private finance lending a popular and viable alternative where borrowers seek liquidity by way of flexible commercial lending, especially in times of bank instability.
To this day private lending remains the sophisticated choice for easy business capital, not only limited in Australia, but worldwide.
The term Private Mortgage Lender is often referred to as the Private Mortgage Investor, or a sophisticated consortium of private individuals that lend their own money to a borrower on fair and reasonable terms.
We believe we are Australia's easiest non-bank private finance and business lending service. Our products have been designed with flexibility in mind in various instances where capital is required such as business capital, equity access, and/or as a property funding and mortgage alternative.
With private finance, you won't be asked a thousand questions as to why you need the finance. Because peer to peer private finance is assessed differently with the main focus being placed on what the real-estate value is worth, and if it fits within our LVR guidelines.
Private non-bank capital offers business consumers the ability to leverage real-estate equity within acceptable Australian property, subsequently allowing the release of small, medium, or large amounts of cash being released for business and commercial objectives.
1300LoanHelp.com.au has a consortium of over 900 independent peer to peer high net worth investors who are on a daily basis actively seeking to assist business consumers with easy capital & equity solutions for almost any worthwhile purpose.
Loans:
Our private non-bank first & second mortgages, caveat loans are not designed to be used as a home loan. Rather as a short term finance option over a 3, 6, or 12 month term where an applicant requires a large amount of cash out or business capital when other alternate business lending options are limited. We do not have a limit how much cash out is required. As long as the funds are being used for productive purposes, and can be secured using real-estate as security, the loan is yours with unrestricted access to your equity.
Our private non-bank first & second mortgages, caveat loans are not designed to be used as a home loan. Rather as a short term finance option over a 3, 6, or 12 month term where an applicant requires a large amount of cash out or business capital when other alternate business lending options are limited. We do not have a limit how much cash out is required. As long as the funds are being used for productive purposes, and can be secured using real-estate as security, the loan is yours with unrestricted access to your equity.
No Red Tape:
We don't ask a million questions as to why you need the finance. We don't need tax returns or all the difficult stuff such as financial documents. All we require is a form of real-estate that has equity in it to be used as security, and the loan is pretty much yours.
Private non-bank mortgage lending provides applicants with fast flexible equity & credit facilities allowing consumers the use of funds for any worthwhile purpose.
We don't ask a million questions as to why you need the finance. We don't need tax returns or all the difficult stuff such as financial documents. All we require is a form of real-estate that has equity in it to be used as security, and the loan is pretty much yours.
Private non-bank mortgage lending provides applicants with fast flexible equity & credit facilities allowing consumers the use of funds for any worthwhile purpose.
Refinancing & Mortgage Options
The option is always there for clients to later return back to a general Bank by refinancing once your circumstances have changed.
Until then we will provide you the necessary support to ensure you are able to meet your objectives. Non-Bank finance basically acts as interim finance until you have worked out your future options. You have the option to stay with your current mortgage, and apply for a 2nd mortgage facility, alternatively refinance the total as a 1st mortgage. However, keep in mind that a 2nd mortgage attracts higher interest rates than a 1st mortgage. Depending on your circumstances, this will determine what is suitable. No matter the preference, we will support your purpose regardless of choice.
The need for easy finance has become increasingly popular in Australia due to the need of flexible terms and conditions.
The option is always there for clients to later return back to a general Bank by refinancing once your circumstances have changed.
Until then we will provide you the necessary support to ensure you are able to meet your objectives. Non-Bank finance basically acts as interim finance until you have worked out your future options. You have the option to stay with your current mortgage, and apply for a 2nd mortgage facility, alternatively refinance the total as a 1st mortgage. However, keep in mind that a 2nd mortgage attracts higher interest rates than a 1st mortgage. Depending on your circumstances, this will determine what is suitable. No matter the preference, we will support your purpose regardless of choice.
The need for easy finance has become increasingly popular in Australia due to the need of flexible terms and conditions.
Why A Lo Doc Private Mortgage?
Private non-bank asset business mortgages are an easy alternative specifically designed for applicants who cannot provide all the documents and red tape that conventional lenders and banks demand. Better known as a Lo Doc loan, we do not require tax returns or financial evidence. Instead we provide very easy access to capital whether it be to start up a new or expand existing business or even purchase or refinance new property. Our goal is to provide you with stress free financial solutions ensuring sufficient capital to grow future investments allowing one to retire at a much earlier stage in life, making private lending a viable option when time or documents are limited.
Private non-bank asset business mortgages are an easy alternative specifically designed for applicants who cannot provide all the documents and red tape that conventional lenders and banks demand. Better known as a Lo Doc loan, we do not require tax returns or financial evidence. Instead we provide very easy access to capital whether it be to start up a new or expand existing business or even purchase or refinance new property. Our goal is to provide you with stress free financial solutions ensuring sufficient capital to grow future investments allowing one to retire at a much earlier stage in life, making private lending a viable option when time or documents are limited.
Fuss Free Lo Doc Approvals:
Loans are simple and easy to qualify. Funding is based on the value of the real-estate security being offered, with loan to value ratios possible as high as 85% (LVR), they are a logical short term option where time is of the essence. We are not too concerned about your past credit rating or financial history as such. So long as you have a real-estate to use as security, we can help.
Loans are simple and easy to qualify. Funding is based on the value of the real-estate security being offered, with loan to value ratios possible as high as 85% (LVR), they are a logical short term option where time is of the essence. We are not too concerned about your past credit rating or financial history as such. So long as you have a real-estate to use as security, we can help.
Specialised Banking & Financial Services
1300LoanHelp provides finance solutions right across Australia for any type of business & property lending service.
Our commercial and business acumen within the financial services industry allows us to understand the most complex of business matters. Thus, enabling us to provide specialist financial solutions for all commercial objectives. We open & create new opportunities for our consumers by simply using their growing real-estate equity without all the stress that usually comes with the mainstream lenders. No matter the challenge, we will always find a way to provide a clever fiscal outcome.
Is Private Finance Suitable For Your Situation
Considerations when making application for private finance:
1300LoanHelp provides finance solutions right across Australia for any type of business & property lending service.
Our commercial and business acumen within the financial services industry allows us to understand the most complex of business matters. Thus, enabling us to provide specialist financial solutions for all commercial objectives. We open & create new opportunities for our consumers by simply using their growing real-estate equity without all the stress that usually comes with the mainstream lenders. No matter the challenge, we will always find a way to provide a clever fiscal outcome.
Is Private Finance Suitable For Your Situation
Considerations when making application for private finance:
- All loans require real-estate as security.
- We do not provide any unsecured loans.
- We base approvals on the valuation of the real-estate property that is being offered as security.
- A valuation must be done as part of the approval to ensure there is enough equity within the property.
- We can accept a variety of securities such as residential, commercial, industrial, or specialised securities such as rural etc.
- Terms, fees, conditions, interest rates are different depending on the loan application on an overall merit basis.
- All loans must be for majority business or commercial use. We do not provide personal consumer or regulated loans.
- Loans must be used for more that 51% non regulated outside the (NCCP) National Credit Act 2009,
- In special instances, we may be able to provide consumer regulated financial services through a specialist department
- However this is on a case by case basis and is assessed subject to NCCP compliance.
- Documents such as pay slips, tax returns, bank statements are not always needed to get approved. Our loans are available on a lo doc basis. However we always ask that that applicants ensure they have a method to discharge the finance facility. While our approvals are very flexible, we will only provide lending to clients that will benefit from our funding. We do not want clients to put themselves in a worse position than when they first came to us. While we provide an ethical service, as a duty of care we always recommend that all clients seek financial and legal advice before funding of any kind be considered.
Tricky Tricky Circumstances - Fixed With Simple Solutions
Bank rejection is a thing of the past..
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Loan amounts available from
$50K up to $50million 
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